Estate Planning & Wealth Management

Estate Planning
One of the great secrets of trust and estate planning is that you can reap great benefits while you are still alive. Good estate planning is also making sure your resources are working for you while you are living

In reality, lack of planning punishes survivors. Without planning for death, the government almost always benefits at the expense of the living. Without planning, children, grandchildren and other heirs can see huge tax bites out of what otherwise would have been college funds or a chance to get out of debt. Without planning, those left behind face public fights in court to settle your estate.

One of the greatest benefits of a living trust is disability planning. Who pays your bills and makes sure you are taken care of should you become disabled? A will does not account for that, but a living trust, if set up correctly, will cover those contingencies. A living trust provides investment management and custody of your assets. You can design your trust provisions to help you meet your specific financial objectives. Trusts also provide continuity and availability of assets to your family during estate settlement, while maximizing estate tax savings. If your objectives change, a Trust can be drafted to permit revisions in later years.

An Irrevocable Insurance Trust (ILIT) can be the most cost effective way to ensure estate preservation and minimize federal and state taxes.

Arizona Benefit Consultants representatives can assist you in updating and improving your estate planning needs.

Wealth Management
Wealth management is a discipline incorporating financial planning, investment portfolio management and a number of aggregated financial services. High-net-worth individuals, small business owners, executives, professionals and families who desire the assistance of a credentialed financial advisory specialist call upon wealth managers to coordinate banking, estate planning, legal and tax professionals and investment management. Wealth managers can have backgrounds as independent Certified Financial Planners, MBAs, or any credentialed professional money managers who work to enhance the income, growth and tax-favored treatment of long-term investors. Wealth management is often considered a high-level service for the affluent. One must already have accumulated a significant amount of wealth for wealth management strategies to be effective. Arizona Benefit Consultants, LLC has five Certified Financial Planners® ready to help assist your wealth management needs.